In Gemma Howorth�s house, there�s never any question who does the washing up.
Her husband always gets the job because she cannot risk the slightest damage to her prize assets � her hands � which are insured for an astonishing �5million.
The 27-year-old�s flawless digits have featured in adverts for brands including Fairy Liquid, Cadbury�s and Rimmel.
Blessed with elegant, long, straight fingers and deep nail-beds, Miss Howorth, who lives in Chelsea, has been a hand model since the age of 15.
She has appeared in more than 250 television ads and on thousands of billboards.
A normal photoshoot earns her an average of �100 an hour, but she can command up to �2,500 a day as a �hand double� for celebrities.
Her hands have been super-imposed on pictures of stars including Kate Moss, Lily Cole and Kylie Minogue.
She follows a strict regime of moisturising her hands at least 30 times a day, while avoiding fat, sugar, alcohol and caffeine.For everyday wear and tear, her �secret weapon� for keeping age at bay is a �1.50 over-the-counter bottle of almond oil.
�I have tested hundreds of products, and I always go back to my almond oil,� she said.
�It is the cheapest and best. Some other products don�t seem to sink into the skin, but almond oil does.
�It really nourishes, and you don�t need separate hand creams and cuticle oils.�
Miss Howorth studiously avoids household chores � meaning husband Marcus Watts has to do all the washing up. �I can�t remember the last time I washed anything without wearing gloves,� she said. �It�s really bad for your hands. I have a dishwasher, a cleaner and a husband.�
She added: �I sunbathe with gloves on.
'I forgot the gloves once and, even with high-factor sun cream, I noticed tiny wrinkles developing on my hands.
'Even opening the fridge door could break a nail.Rummaging in your handbag is potentially lethal. You have to open it carefully, so you don�t get a paper cut.�
The risk of losing work is what prompted Miss Howorth, who also runs the country�s leading body-part model agency, to insure her hands at Lloyd�s of London.
�I could claim on the insurance if I get a paper cut, depending on how bad it is,� she said.
�If I cut my hand I might not work for two weeks, and that could be thousands of pounds lost.
�There are clauses for things like broken wrists, and if one of my fingers gets chopped off, I get a very big payout.�
Source: Dailymail.co.uk
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